Accounts Receivable Financing

factoringUnlimited Financing, Unlimited Growth 

Also known as factoring, this type of financing is the discounted purchase of accounts receivable invoices. To qualify for a SJB Growth Capital liquidity solution, you must sell products and services to businesses that pay in 30, 60, 90 days or more. More than just an asset sale, this type of financing is similar to outsourcing your accounts receivable department.

We provide financing receivables to all kinds of companies, even start-ups, those that are losing money, and bankruptcies. This is because factoring is based on your customer’s credit rather than yours.

How It Works

We finance all kinds of businesses. With this program you get:

  • Cash in 24 hours
  • No recourse for accounts that don’t pay
  • Free credit insurance on clients
  • No arbitrary loan board decisions
  • No fixed payments
  • No personal guarantees
  • Funding grows with sales and receivables increases
  • Emphasis on business, not collections
  • Incentives for early payment or bulk purchase from your suppliers
  • Service for large and unexpected orders
  • More flexibility than bank loans

How to Use Funds

Ready to develop your business? With financing receivables you can:

  • Fund expansion and growth
  • Take on large accounts
  • Anticipate and respond to seasonal opportunities
  • Purchase inventory for early or bulk payments
  • Fund operating expenses and overhead.

Next Steps

Contact us today at 914-844-5196 to speak with one of our financial experts and get a complementary analysis of what we can offer your business.