Commercial Real Estate Financing

commercial-real-estate-financingCustom Commercial Real Estate Financing That Works for You

At SJB Growth Capital, we don’t believe in a one-size-fits-all approach to commercial real estate financing. Every opportunity is unique. That’s why we bring a diverse mix of commercial real estate loans to meet your borrowing needs and investment objectives where they are.

Programs for Every Opportunity

While we work with all kinds of clients, we also offer several signature commercial real estate programs.

SBA 7a and 504 Loans for Owner Occupied Properties and Flagged and Non-Flagged Hotels

We offer competitive rates and terms for both programs. Rates are as low as 4.5% and terms are fixed out to 25 years.

Conventional Programs for Commercial Real Estate

We provide conventional loans for stable investments and occupied real estate from $200,000 up to $100,000,000 or more. Rates are as low as 3.75%. LTVs are as high as 75%. Terms range out to 10 years with 30-year amortizations.

CMBS Loans for Commercial Real Estate and Flagged Hotels

Commercial Mortgage Backed Securities (CMBS) loans are security backed by commercial properties that are ultimately transferred to a trust. Trusts then issue bonds that are sold to investors. The benefits to the borrower include:

  • Extremely low interest rate
  • Non-recourse debt
  • Fixed term up to 10 years with 30-year amortizations
  • Loans from $1,000,000 up to $50,000,000

Equity and Mezzanine Financing for Commercial Real Estate

Mezzanine financing is a hybrid of debt and equity used to fund commercial real estate transactions. Our loans range in amounts from $5,000,000 to $100,000,000 and more.

HUD and FHA Lending for Commercial Real Estate

For acquisitions, refinance, new construction or rehabilitation of commercial real estate, FHA lending provides loans that are:

  • Long-term
  • Fully amortizing
  • Fixed rate
  • Non-recourse
  • Credit-enhancing for tax-exempt financing
  • $2,000,000 to $50,000,000 in amount

Construction Financing for Commercial Real Estate

Fund your construction project with permanent financing. Our loans are $10,000,000 to upwards of $100,000,000 in amount. Sponsors must be experienced with equity.

International Commercial Real Estate Financing

SJB Growth Capital offers expertise in foreign markets, especially Europe and Eurasia. We can customize equity, debt, or mezzanine financing regardless of your location. Loans range in amount from $50,000,000 to $1,000,000,000.

Getting Started 

Contact us at 914-844-5196 to speak with one of our experienced commercial real estate financing advisors today.